PNC — the engine's Play of the Day, fully scored
On Wednesday, November 4, 2026, PNC scored in the 98.4th percentile of Wall Street Analyst's 15-dimension scoring engine with a STRONG BUY signal, at $229.45 at publication, on a suggested horizon of 1–3 months. The full breakdown below is the engine's actual evidence, published the day of the call and graded in public afterward.
This grade was written by the market, not by us: the Play was timestamped at publication and scored automatically against its entry price. Winners and losers both stay up — the full record lives on the track record.
PNC lands in the 98th percentile on a fundamentals-led setup: an 88.2 fundamental score built on an 11.4 P/E, a 0.96 PEG, 28.8% margins, and a quant Value grade of A. Earnings quality (85.7) and AV earnings momentum (91.5) reinforce it with eight consecutive beats averaging +8.5% surprise and positive EPS revisions, while analyst upside of 20% to a $273 target carries tight dispersion. Insider signals are mixed but show a C-suite cluster buy of nine distinct insiders.
This is a quality archetype with a 1-3 month horizon near an entry of 229.45, sitting well clear of the next earnings date on 2027-01-15. The thesis needs time for the fundamentals and revision momentum to be recognized rather than a momentum chase, given the soft 42.9 momentum reading.
A break of the recent lows around 214-215 would negate the technical recovery, and a reversal in the positive EPS revision trend or a stall in the beat streak would undercut the core fundamental case. The heavy insider selling backdrop (15 distinct sellers, 58 C-suite sells) is a standing counterweight if it accelerates.
The full case — all 15 dimensions
Every dimension the engine scored that day, with the actual evidence behind each number — including the ones that argue against the play. The twelve weighted dimensions come first; anything marked a supporting input is scored and shown, but reaches the composite through a capped confirmation bonus rather than a weighted share.
- Attractive P/E (11.4)
- PEG undervalued (0.96)
- Strong growth (46%)
- Excellent margins (28.8%)
- Strong beat streak (8 consecutive quarters)
- Positive revision momentum (+0.15)
- Large average earnings surprise (+8.5%)
- Growing EPS estimates quarter-over-quarter
- Analyst target $273 vs $226.31 at scoring time (+20% implied)
- Tight target dispersion (high conviction)
- Quant Grade: B+ (74/100)
- Value: A
- Growth: B+
- Profitability: B
- Momentum: C-
- Eps Revisions: A+
- Deep value P/E 11.4
- Revenue +72% (explosive)
- High net margin 29%
- Insider selling activity (1 sells)
- Held by Berkshire Hathaway (Buffett), Bridgewater Associates (Dalio), Renaissance Technologies (Simons)
- High insider filing activity (20 Form 4s in 30d)
- Strong positive news sentiment (0.21)
- MACD bullish crossover
- Reddit mentions via ApeWisdom: 0 in 24h (vs 0 the day before; per-post sentiment n/a)
- StockTwits neutral
- Moderate social media volume (30 total messages)
- Ticker is trending on StockTwits
- Partial coverage: scored on 50% of social sources (confidence scaled accordingly)
- Bullish put/call ratio (0.70)
- Unusual CALL activity (2 flags)
- 8Q consecutive earnings beats (avg 8.5% surprise)
- Earnings surprises decelerating
- Insider cluster BUY (cluster feed, 1d window): 8 insiders, $10,501,740
- 8 consecutive earnings beats
- avg surprise +8.5%
- EPS trending up
- Scope: OpenInsider Form 4 filings, last 90 days. Starts from a neutral 50 baseline; drivers below adjust it
- 3 C-suite buy(s) totaling $1,137,905 (+25 pts)
- Cluster buy: 9 distinct insiders bought (+20 pts)
- 3 purchase(s) increased ownership by >20% (+15 pts)
- 1 buy(s) >= $500K (total $1,004,639) (+5 pts)
- 15 distinct insiders selling (-20 pts)
- 58 C-suite sell(s) (-20 pts)
A brief like this is generated from the engine's output every trading day. Today's Play is free — get it on the Play of the Day page or read how the 15 dimensions work.
The Play of the Day is the output of a quantitative scoring model, published for educational and informational purposes — it is not personalized investment advice, and Wall Street Analyst is not a registered investment advisor. Markets carry risk; past results don't guarantee future ones. Every decision is yours.