CPAY — the engine's Play of the Day, fully scored
On Monday, November 9, 2026, CPAY scored in the 99th percentile of Wall Street Analyst's 15-dimension scoring engine with a STRONG BUY signal, at $455.20 at publication, on a suggested horizon of 2–4 weeks. The full breakdown below is the engine's actual evidence, published the day of the call and graded in public afterward.
CPAY lands in the 99th percentile on momentum (76.3) and quant factor (77.2), carrying an A-grade momentum/EPS-revision profile and a +74% trailing-12-month return. The engine reinforces the setup with av_earnings_momentum at 84.0 (6 consecutive EPS beats, +5.1% average surprise) and insider_depth at 80.0, where a 10-insider cluster buy and multiple C-suite purchases offset the heavy sell count. Fundamentals corroborate with 79% gross margin and 30% ROE, while a bullish MACD crossover, 1.7x volume surge and price above key moving averages confirm the breakout above $455.
This is a momentum-led continuation setup on confirmed strength, best framed over the archetype's 2-4 week horizon. Earnings are 85 days out, so the thesis is not exposed to a near-term print.
An RSI of 76 flags overbought conditions, so a loss of the recent breakout zone or a fade in volume would invalidate the momentum case. A VIX-driven volatility spike or reversal in the +0.52 revision momentum would also undercut the risk-adjusted standing, which already scores a weak 54.0.
The full case — all 15 dimensions
Every dimension the engine scored that day, with the actual evidence behind each number — including the ones that argue against the play. The twelve weighted dimensions come first; anything marked a supporting input is scored and shown, but reaches the composite through a capped confirmation bonus rather than a weighted share.
- Quant Grade: B+ (77/100)
- Value: C
- Growth: B-
- Profitability: A-
- Momentum: A
- Eps Revisions: A
- Elite gross margin 79%
- Exceptional ROE 30%
- 12M return +74%
- Strong 3-month momentum (+12.1%)
- PEG overvalued (2.05)
- Excellent margins (22.7%)
- Strong ROE (30.4%)
- RSI overbought (76)
- MACD bullish crossover
- Price above key moving averages
- Volume surge (1.7x avg)
- Strong analyst buy consensus (83%)
- Reddit mentions via ApeWisdom: 0 in 24h (vs 0 the day before; per-post sentiment n/a)
- StockTwits bullish (bull/bear ratio: 6.0)
- Moderate social media volume (30 total messages)
- Ticker is trending on StockTwits
- Partial coverage: scored on 50% of social sources (confidence scaled accordingly)
- Strong beat streak (6 consecutive quarters)
- Positive revision momentum (+0.52)
- Modest positive surprise trend (+2.8%)
- Stable positive EPS estimates
- Analyst target $469 vs $430.54 at scoring time (+9% implied)
- 6Q consecutive earnings beats (avg 2.5% surprise)
- Insider cluster BUY (cluster feed, 13d window): 47 insiders, $15,975,752,132
- Sector leader vs XLF (+7.8% 1mo, +14.3% 3mo)
- VIX fearful — volatile stock penalized
- Insider selling activity (37 sells)
- Held by Berkshire Hathaway (Buffett), Bridgewater Associates (Dalio), Renaissance Technologies (Simons)
- Bullish put/call ratio (0.69)
- Strong: 6 consecutive EPS beats
- Solid avg earnings surprise: +5.1%
- Solid EPS growth trend: +18.4%
- Scope: OpenInsider Form 4 filings, last 90 days. Starts from a neutral 50 baseline; drivers below adjust it
- 2 C-suite buy(s) totaling $792,583 (+20 pts)
- Cluster buy: 10 distinct insiders bought (+20 pts)
- 6 purchase(s) increased ownership by >20% (+15 pts)
- 4 buy(s) >= $500K (total $4,257,943) (+15 pts)
- 22 distinct insiders selling (-20 pts)
- 59 C-suite sell(s) (-20 pts)
A brief like this is generated from the engine's output every trading day. Today's Play is free — get it on the Play of the Day page or read how the 15 dimensions work.
The Play of the Day is the output of a quantitative scoring model, published for educational and informational purposes — it is not personalized investment advice, and Wall Street Analyst is not a registered investment advisor. Markets carry risk; past results don't guarantee future ones. Every decision is yours.