UMBF — the engine's Play of the Day, fully scored
On Wednesday, August 5, 2026, UMBF scored in the 99th percentile of Wall Street Analyst's 15-dimension scoring engine with a STRONG BUY signal, at $148.25 at publication, on a suggested horizon of 1–3 months. The full breakdown below is the engine's actual evidence, published the day of the call and graded in public afterward.
This grade was written by the market, not by us: the Play was timestamped at publication and scored automatically against its entry price. Winners and losers both stay up — the full record lives on the track record.
UMBF scores in the 99th percentile on a fundamentals-led setup, anchored by an 88.2 fundamental grade and an 86.1 quant factor with a Value/Growth/EPS-revisions profile stacking A-grades. The engine flags an attractive 12.6 P/E against 58% growth and a 0.33 PEG, backed by explosive revenue (+72%), 26% net margins, and eight consecutive EPS beats averaging near +14% surprise. Momentum reinforces the case at 84.3, with price sitting in the 96th percentile near its 52-week high after a +13.1% three-month run.
This is a quality, fundamentals-led setup with a 1-3 month horizon at an entry near 148.25, well clear of the next earnings date on October 27. Give the thesis time to be recognized rather than treating it as a short-term trade.
A break in the earnings-beat streak or negative estimate revisions would undercut the fundamental and quant-factor case, and continued heavy insider selling — 16 distinct sellers and 58 C-suite sells flagged — would erode the smart-money picture. A momentum reversal below key moving averages, away from the 52-week high, would also invalidate the entry.
The full case — all 15 dimensions
Every dimension the engine scored that day, with the actual evidence behind each number — including the ones that argue against the play. The twelve weighted dimensions come first; anything marked a supporting input is scored and shown, but reaches the composite through a capped confirmation bonus rather than a weighted share.
- Reddit mentions via ApeWisdom: 0 in 24h (vs 0 the day before; per-post sentiment n/a)
- StockTwits bullish (bull/bear ratio: 2.0)
- High social media volume (30 total messages)
- Ticker is trending on social media
- Attractive P/E (12.6)
- PEG undervalued (0.33)
- Strong growth (58%)
- Excellent margins (25.9%)
- Quant Grade: A (86/100)
- Value: A-
- Growth: A+
- Profitability: B-
- Momentum: A-
- Eps Revisions: A+
- Revenue +72% (explosive)
- Earnings +45%
- High net margin 26%
- Near 52-week high (96th percentile)
- Strong 3-month momentum (+13.1%)
- Strong beat streak (7 consecutive quarters)
- Positive revision momentum (+0.34)
- Large average earnings surprise (+13.7%)
- Stable positive EPS estimates
- MACD bullish crossover
- Price above key moving averages
- Strong analyst buy consensus (84%)
- Analyst target $164 vs $148.33 (+11% implied)
- Insider selling activity (6 sells)
- Held by Berkshire Hathaway (Buffett), Bridgewater Associates (Dalio), Renaissance Technologies (Simons)
- High insider filing activity (6 Form 4s in 30d)
- 7Q consecutive earnings beats (avg 13.8% surprise)
- Earnings surprises accelerating
- Insider cluster BUY: 5 insiders, $23,248,328 in 1d
- Very bullish put/call ratio (0.00)
- Strong: 8 consecutive EPS beats
- Large avg earnings surprise: +13.9%
- Strong EPS growth trend: +32.2%
- 2 insiders bought (+5 pts)
- 16 distinct insiders selling (-20 pts)
- 58 C-suite sell(s) (-20 pts)
A brief like this is generated from the engine's output every trading day. Today's Play is free — get it on the Play of the Day page or read how the 15 dimensions work.
The Play of the Day is the output of a quantitative scoring model, published for educational and informational purposes — it is not personalized investment advice, and Wall Street Analyst is not a registered investment advisor. Markets carry risk; past results don't guarantee future ones. Every decision is yours.