Unit 1 — The Cockpit
2 lessons
What the app is, what every screen is for, and how money actually gets in.
Fidelity's first impression is the opposite of Robinhood's: fewer confetti animations, more menus, and a genuine sense that this institution has been doing this since before the app existed.
Money in, money out, and the two concepts that confuse every new investor: available-to-trade cash and settlement.
Unit 2 — The Controls
4 lessons
The order ticket, order types that protect you, and the automation that quietly compounds.
The moment your written plan says 'buy' — and only then — you meet the order ticket.
Fidelity's ticket offers the same little zoo of order types as every broker, presented with more labels and fewer assumptions about what you already know.
Somewhere in your account settings sits a toggle that, over an investing lifetime, matters more than a hundred clever trades: automatic dividend reinvestment.
Foundations taught the law: automatic beats heroic, every time.
Unit 3 — The Discipline
2 lessons
The features to skip, and the full workflow: running a written plan through the app.
Not financial advice · Educational only